Happi R.


Banker / HR & Admin Generalist / Loans Specialist / Writer / Researcher

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About Me

Hi! My name is Maribeth but I go by my nickname "Happi". I have a decade-long experience in the banking and finance sector, demonstrating my proficiency as a skilled leader. I am known for my dependability and commitment, alongside an exceptional expertise in areas such as banking operations, collections, remedial management, human resources, and administrative tasks in general. Furthermore, I exhibit a strong passion for research, writing, graphic design and problem-solving.


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Education & Experience

Polytechnic University of the Philippines

Bachelor of Science in

Entrepreneurial Management

2008 - 2012

Female Graduate with Diploma

March 2023 - present

  • Collections: Performs past due analysis & collection efforts. Ensures that the nonperformingloans are kept at a minimal rate.
  • Billing: Supervises the entire billing process to ensure optimal efficiency.
  • Remedial Actions: Performs set of strategies to manage delinquent loans and minimizefinancial losses.
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February 2013 - March 2021

  • Spreadsheets Automations (MS Excel & Google Sheet)
  • Content writing (Financial & Business Topics).
  • Proofreading & Editing
  • Graphic Design: Creates visual elements such as logos, banners, and infographics.
  • Research & Fact-Checking: Conducts research to gather information for writing projects.
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Admin / HR Manager

Finpub Solutions

Collections Officer

City Savings Bank

Service Associate

City Savings Bank


Shadstone LTD



Upwork / Onlinejobs,ph

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  • Financial Management: General payroll, Account Payables & Receivables, Financial Reports.
  • Human Resources: Recruitment, Employee onboarding, performance management, PolicyDevelopment & Talent Management.
  • Administrative Tasks: Calendar management, Database management, Record keeping,Timekeeping and Attendance Tracking

March 2021 - May 2023

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  • Credit underwriting / Loans processing.
  • Account Opening / Account Management
  • Accounting (A/P, A/R, bank reconciliations).
  • Cash handling: Handling deposits, withdrawals, and other account transactions.
  • Fraud Prevention and Security: documents & identity verification, Regular Audits and Reviews

2009 - Present

Skills & Tools

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  • Collections & Remedial Management
  • Advance Excel & Google Sheet Skills
  • Data Analysis
  • Financial Analysis
  • Credit Underwriting
  • Loans Processing
  • Attention to detail
  • Project Management Tools
  • Excellent Communication Skills
  • Administrative Tasks
  • HR Management
  • Customer Service

  • Technology Proficiency
  • Recruitment and Selection
  • Training and Development
  • Strong work ethic
  • Wordpress (Admin Panel)
  • Finacle / Temenos T24 (BankingSoftware)
  • Canva & Adobe PS
  • Google Workspace
  • Miro
  • Monday.com
  • Miro
  • Time Doctor (Admin & User)
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